Albert: Budgeting and Banking 7.18.4

The Simple Way to Budget, Bank, Save, and Invest

Save and spend smarter by managing your finances with Albert. With Albert, you can efficiently control your budget and spending across various accounts. You can monitor your subscriptions, receive intelligent alerts to enhance your saving habits, automatically save and invest through Smart Money, access up to $250 in overdraft coverage, safeguard your identity and credit score, and consult with our team of financial experts.

Albert functions as a comprehensive financial management platform and is not a bank. For more details, please refer to the disclosures provided below.

Know Where Your Money's Going

• Manage your monthly budget
• Get personalized spending insights
• Track your bills and subscriptions
• View all your accounts in one convenient location

Banking with Genius

• Benefit from overdraft protection up to $250
• Receive payments up to 2 days early through direct deposit
• Earn rewards with cash back

Save Smarter

• Automate your saving process
• Create and monitor your financial goals
• Earn cash bonuses

Guided Investing

• Commence automatic investing with as little as $1
• Purchase stocks and ETFs
• Access a Portfolio by Genius

Protect Your Money

• Maintain identity protection services
• Monitor your credit score continually
• Receive real-time alerts concerning any suspicious activities

Security Information:

• Deposits in Albert Cash and Albert Savings accounts are FDIC-insured for up to $250,000.
• Albert Securities is a member of SIPC offering protection for securities customers of its members up to $500,000.

Disclosures:

Albert does not operate as a bank. Banking services are facilitated by Sutton Bank (Member FDIC). Savings accounts within Albert are secured through FDIC-insured banks such as Coastal Community Bank and Wells Fargo, N.A. Furthermore, the Albert Mastercard® debit card is issued by Sutton Bank under a Mastercard license.

Pricing Information:

The Genius subscription is priced at $12.49 per month billed annually or $14.99 per month billed monthly. This subscription renews automatically until canceled, with the first charge occurring after 30 days of signing up. You can manage cancellations within the app at any time.

Additional Details on Overdraft Coverage:

Eligible members can access instant overdraft coverage for their Albert Cash account for various transactions. Overdraft limits range from $25 to $250, subject to applicable terms and conditions. Fast transfer fees may apply alongside other associated charges. Instant overdraft availability necessitates a Genius subscription and adherence to specific eligibility criteria. Note that not all Genius subscribers qualify for this feature; see app for further details.

Safeguard Investment Information:

Browse albrt.co/disclosures for essential disclosures regarding the securities products and services provided by Albert Securities LLC (Member FINRA/SIPC). Advisory services are supplied through Albert Investments, LLC. Please be aware that investments involve risks where losses can occur, and prior performance does not guarantee future returns. Consult our Form ADV Part II and Terms of Use at albert.com for complete details.

Credit Score Information: